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Major Storm Property Damage
Hurricane Damage Aftermath

Reclamaciones por incendio y humo

Bellmore's licensed adjusters handle catastrophic loss claims from the first inspection through final settlement — including FEMA, NFIP, and standard policy claims. No upfront cost. We get paid only when you do.

Licensed and bonded adjusters. See license numbers 
Experienced with NFIP, FEMA, and hurricane claims
New claims, underpaid claims, and denied claims
Free inspection and claim review — call or submit your claim info

Type of damage

No cost review by a licensed adjuster. No obligation.

NUEVAS RECLAMACIONES | RECLAMACIONES DENEGADAS | RECLAMACIONES MAL PAGADAS

Licensed & Bonded • No Upfront Fee •
★★★★★ Google Reviews •

Better Business Bureau Accredited

¡Aumento de pago promedio del 747%!

747%

¡Aumento de pago promedio del 747%!

747%!

¡Aumento de pago promedio del 747%!

747%!

Insurance Adjuster vs. Bellmore Adjuster

Trabajamos para usted, representando su reclamo durante todo el proceso.

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Insurance Adjuster

After a major hurricane or tornado, insurance companies dispatch adjusters to thousands of properties
simultaneously. They are working under pressure, on tight timelines, with a mandate to contain total claim costs.

 

Properties are under-inspected, damage gets missed, and you are left with a settlement that does not reflect your actual loss.

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Bellmore Adjuster

Bellmore treats every catastrophic loss claim with the thoroughness it requires. We inspect every affected area, document structural damage, contents loss, and additional living expenses.

 

We know the difference between what a fast inspection finds and what a complete one finds. We account for every detail, material and labor cost, and ensure you get the settlement you deserve.

Not Sure Which Route to Take?

Trabajamos para usted, representando su reclamo durante todo el proceso.

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Handle the Claim Yourself

You manage every step of the claims process directly with your insurance company — no expert in your corner.


No representation required
Manage the claim yourself
Document visible and hidden damage
Track claim deadlines
Negotiate against a professional

✗ Increased time and stress

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Hire an Attorney

A property insurance attorney can represent you in disputes — particularly useful when a claim reaches litigation.


Legal representation
Higher fees – typically 33%
Not trained to assess damage
Longer resolution times
May involve litigation

Infrequent updates

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Hire Bellmore Public Adjusting

We work exclusively for you — handling documentation, negotiation, and every interaction with the insurance company on your behalf.

 

 Fully assess the damage
 Manage the entire claims process
Handle the negotiations
No fees unless you get paid
Keep you informed throughout

After a Storm, the Insurance Company's First Visit Is Not the Last Word

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The First Inspection Is Rarely Complete

Insurance adjusters move fast after major storms. Fast inspections miss hidden damage — inside walls, under roofing layers, and in structural members that are not visible from the ground.

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The First Offer Is Not the Final Number

An initial settlement reflects what the insurance company documented — not necessarily everything your policy covers. You have the right to dispute it.

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Deadlines Apply — But So Do Your Rights

Insurance policies have strict claim filing and supplemental claim deadlines. Missing them can limit your options. Acting quickly with proper representation protects them.

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You Do Not Have to Navigate This Alone

A licensed public adjuster reviews your policy, documents what was missed, and handles every conversation with the insurer — at no upfront cost to you.

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Major storm events may trigger thousands of insurance claims across entire regions. In that environment, your claim may not get the attention it deserves. Without representation, your documentation is dependent upon the insurance company's adjuster — often during a brief visit that missed what was hidden, deferred, or overlooked.


Bellmore is experienced with catastrophic loss claims including named hurricanes, tornado damage, and federally declared disasters. We understand FEMA guidelines, the National Flood Insurance Program, and how standard homeowner policies interact with federal assistance — so every available coverage gets applied to your claim.


Do not sign any release, accept any payment, or allow restoration work to begin without a complete
independent inspection. What you agree to today may limit your options tomorrow. Call Bellmore first.

After a Storm, the Insurance Company's First Visit Is Not the Last Word

Que hacemos nosotros por ti

Trabajamos para usted, representando su reclamo durante todo el proceso.

  • Inspecting a Property for Damage and Filing an Insurance Claim

    Inspeccionaremos su propiedad, tomaremos fotografías y mediciones, y documentaremos cada detalle de la pérdida para garantizar que todo esté contabilizado.

    Presentaremos su reclamo por usted o enviaremos toda la documentación complementaria si ya lo presentó.

  • Managing the Property Insurance Claims Process

    Nos encargaremos de la coordinación y asistencia a todas las inspecciones de seguros. Estamos aquí para usted en cada paso del camino.

    Nos comunicaremos con el seguro y le proporcionaremos actualizaciones frecuentes. Esto le ahorrará tiempo, recursos y estrés.

  • Negotiating and Settling Property Damage Insurance Claims

    Preparamos un presupuesto integral basado en el alcance total del trabajo necesario para que su propiedad vuelva a las condiciones previas a la pérdida.

    Aprovechando el presupuesto, lucharemos contra la compañía de seguros para asegurarnos de que reciba el pago máximo de su seguro.

What Our Clients Say

"After the 2024 hurricanes, I was overwhelmed with the damage and unsure of where to begin. What could have been a stressful and confusing time was made manageable and smooth. Financially I was able to get all my needs met."
 

— Cheyenne O., Riverview

"We flooded out from Hurricane Milton — a complete loss. Bellmore essentially handled everything from the initial assessment to final payments. He will maximize your returns and help reduce your stress. 100% totally happy with our results."
 

— Jeff B., Punta Gorda

"My insurance adjuster did a minimum to help me out. Another adjusting company refused, saying my deductible was too high to work with. Bellmore showed up right away, quick communication, and best results. Now I have a new roof and lots of repairs paid by insurance that wanted to pay me $0."


 

— Mindaugas G., Bradenton

Compañías de seguros contra las que trabajamos

Frequently Asked Questions 

  • A: Yes. We can take over a claim that is already filed, pick up a claim that has stalled or been underpaid, or dispute a denial. At whatever stage you are, call us before you accept any offer or sign any document.

  • A: Deadlines vary by state and policy, but they are strict — and shorter than most homeowners realize. Contact us immediately so we can assess your situation and make sure you do not miss a critical window.

  • A: Yes. We are experienced with both FEMA's National Flood Insurance Program (NFIP) and standard homeowner policy storm damage claims. Many storm events cause both — and the documentation requirements are different for each.

  • A: Absolutely. Hiring a public adjuster after the insurance company's adjuster has already visited is very common. We review what they documented, identify what was missed, and present a complete supplemental claim.

  • A: There are no upfront costs. Our fee is a percentage of the settlement we recover for you, regulated by the state  in which your property is located. We walk you through exactly what that is and why before you sign anything. If we don't recover more for you, you owe us nothing.

Ready to talk? Call (844) 943-MORE

Hurricane or Tornado Damage? Your Adjuster Is One Call Away.

Free inspection · No upfront cost · Licensed & bonded · New, underpaid, and denied claims

Or call us directly: (844) 943-6673

Inspecting a Property for Damage and Filing an Insurance Claim

Inspeccionaremos su propiedad, tomaremos fotografías, mediremos y documentaremos cada detalle para asegurarnos de que todo esté contabilizado.

Presentaremos su reclamo por usted o enviaremos toda la documentación complementaria si ya lo presentó.

Que hacemos nosotros por ti

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