Storm Damage.
What You See After the Storm May Only Be Part of the Story.
Wind and hail can affect roofing systems, structures, and interiors in ways that aren't immediately apparent. The scope of your loss and what you ultimately recover are not always the same thing.
✓ Licensed and bonded adjusters. See license numbers
✓ Experienced with NFIP, FEMA, and hurricane claims
✓ New, underpaid, and denied claims
✓ Free inspection and claim review
NUEVAS RECLAMACIONES | RECLAMACIONES DENEGADAS | RECLAMACIONES MAL PAGADAS
Licensed & Bonded • No Upfront Fee •
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¡Aumento de pago promedio del 747%!
747%
¡Aumento de pago promedio del 747%!
747%!
¡Aumento de pago promedio del 747%!
747%!
What Looks Like Minor Storm Damage Can Be a Major Claim.
Trabajamos para usted, representando su reclamo durante todo el proceso.
What You See:
✓ Missing shingles
✓ Damaged gutters
✓ Torn screen enclosures
✓ Damaged fence panels
✓ Interior ceiling stains
What Insurance Often Misses:
✗ Damage to the roof underlayment
✗ Saturated attic insulation
✗ Interior structural damage
✗ Mold growth
✗ Matching requirements for materials
Insurance Adjuster vs. Bellmore Adjuster
Trabajamos para usted, representando su reclamo durante todo el proceso.
Insurance Adjuster
After a major storm, the insurance company sends their adjusters to thousands of properties. They are working fast, under pressure, and with a goal of containing total claim costs.
Quick visual inspections often miss hidden damage — inside walls, in attic spaces, in structural members — and understate the damage, costing homeowners thousands.
Bellmore Adjuster
Bellmore's inspection is methodical and thorough. We photograph, measure, and document every damaged element. We know what storm damage looks like when it hides behind drywall or above the ceiling.
Our estimate accounts for the full scope of repairs needed to restore your property to pre-loss condition no matter how much damage you have.
Not Sure Which Route to Take?
Trabajamos para usted, representando su reclamo durante todo el proceso.
Handle the Claim Yourself
You manage every step of the claims process directly with your insurance company — no expert in your corner.
✓ No representation required
✗ Manage the claim yourself
✗ Document visible and hidden damage
✗ Track claim deadlines
✗ Negotiate against a professional
✗ Increased time and stress
Hire an Attorney
A property insurance attorney can represent you in disputes — particularly useful when a claim reaches litigation.
✓ Legal representation
✗ Higher fees – typically 33%
✗ Not trained to assess damage
✗ Longer resolution times
✗ May involve litigation
✗ Infrequent updates
Hire Bellmore Public Adjusting
We work exclusively for you — handling documentation, negotiation, and every interaction with the insurance company on your behalf.
✓ Fully assess the damage
✓ Manage the entire claims process
✓ Handle the negotiations
✓ No fees unless you get paid
✓ Keep you informed throughout
Policyholders have rights after a storm event. You have the right to representation, the right to an independent inspection, and the right to dispute your settlement. Most homeowners do not know this — and insurance companies don't advertise it.
Bellmore adjusters are licensed and experienced with wind, hail, and hurricane claims, FEMA guidelines, and the National Flood Insurance Program — so every coverage available to you gets documented and claimed. We handle claims after every major storm event and know exactly what to look for and how to present a complete, compelling claim.
Do not sign any release or accept any settlement without a free review from us. What you sign today may limit your options tomorrow.
After a Storm, the Insurance Company's First Visit Is Not the Last Word
After a Storm, the Insurance Company's First Decision Is Not the Final Word
The First Inspection Is Rarely Complete
Insurance adjusters move fast after major storms. Fast inspections miss hidden damage — inside walls, under roofing layers, and in structural members that are not visible from the ground.
The First Offer Is Not the Final Number
An initial settlement reflects what the insurance company documented — not necessarily everything your policy covers. You have the right to dispute it.
Deadlines Apply — But So Do Your Rights
Insurance policies have strict claim filing and supplemental claim deadlines. Missing them can limit your options. Acting quickly with proper representation protects them.
You Do Not Have to Navigate This Alone
A licensed public adjuster reviews your policy, documents what was missed, and handles every conversation with the insurer — at no upfront cost to you.
Que hacemos nosotros por ti
Trabajamos para usted, representando su reclamo durante todo el proceso.
Inspeccionaremos su propiedad, tomaremos fotografías y mediciones, y documentaremos cada detalle de la pérdida para garantizar que todo esté contabilizado.
Presentaremos su reclamo por usted o enviaremos toda la documentación complementaria si ya lo presentó.
Nos encargaremos de la coordinación y asistencia a todas las inspecciones de seguros. Estamos aquí para usted en cada paso del camino.
Nos comunicaremos con el seguro y le proporcionaremos actualizaciones frecuentes. Esto le ahorrará tiempo, recursos y estrés.
Preparamos un presupuesto integral basado en el alcance total del trabajo necesario para que su propiedad vuelva a las condiciones previas a la pérdida.
Aprovechando el presupuesto, lucharemos contra la compañía de seguros para asegurarnos de que reciba el pago máximo de su seguro.
What Our Clients Say
"After the 2024 hurricanes, I was overwhelmed with the damage and unsure of where to begin. What could have been a stressful and confusing time was made manageable and smooth. Financially I was able to get all my needs met."
-Cheyenne O., Riverview
"We flooded out from Hurricane Milton — a complete loss. Bellmore essentially handled everything from the initial assessment to final payments. He will maximize your returns and help reduce your stress. 100% totally happy with our results."
— Jeff B., Punta Gorda
"My insurance adjuster did a minimum to help me out. Another adjusting company refused, saying my deductible was too high to work with. Belmore showed up right away, quick communication, and best results. Now I have a new roof and lots of repairs paid by insurance that wanted to pay me $0."
— Mindaugas G., Bradenton
Compañías de seguros contra las que trabajamos
Frequently Asked Questions
A. That is the most common scenario we handle. Their inspection is the starting point — not the final word. Bellmore reviews what was documented, inspects what was missed, and submits a supplemental claim. You can hire us at any point in the process.
A. No. Bellmore moves quickly and our documentation process does not delay restoration. We work alongside your contractor. What we strongly recommend: do not allow permanent repairs to begin before we have documented the full scope of damage.
A. A high deductible does not mean the claim is not worth pursuing. If your damage is significant enough that the total claim exceeds your deductible, a public adjuster can meaningfully increase the net amount you receive. We will tell you honestly at the free review whether we can add value.
A. A denial is not the final word. Bellmore reviews your denial, identifies how the policy language was applied, and determines whether a supplemental or reopened claim is viable. Contact us before accepting any denial as final.
A. Nothing upfront. Bellmore works on a contingency fee regulated by Florida law. We are paid a percentage of what we recover for you. If we do not recover more, you owe nothing.
Ready to talk? Call (844) 943-MORE
Storm Damage? Your Adjuster Is One Call Away.
Free inspection · No upfront cost · Licensed & bonded · New, underpaid, and denied claims
Or call us directly: (844) 943-6673
Inspeccionaremos su propiedad, tomaremos fotografías, mediremos y documentaremos cada detalle para asegurarnos de que todo esté contabilizado.
Presentaremos su reclamo por usted o enviaremos toda la documentación complementaria si ya lo presentó.
