Reclamaciones por incendio y humo
Most homeowners accept the first offer — and leave thousands of dollars on the table. Bellmore reviews your settlement for free and tells you honestly if you are owed more.
✓ Licensed and bonded adjusters. See license numbers
✓ Average payout increase of 747% for Bellmore clients
✓ No upfront cost — we only get paid if we win
✓ Free claim review and inspection
NUEVAS RECLAMACIONES | RECLAMACIONES DENEGADAS | RECLAMACIONES MAL PAGADAS
Licensed & Bonded • No Upfront Fee •
★★★★★ Google Reviews •
¡Aumento de pago promedio del 747%!
747%
¡Aumento de pago promedio del 747%!
747%!
¡Aumento de pago promedio del 747%!
747%!
Insurance Adjuster vs. Bellmore Adjuster
Trabajamos para usted, representando su reclamo durante todo el proceso.
Insurance Adjuster
The insurance company's estimate is calculated to satisfy their obligation at minimum cost. Their adjuster usestheir preferred pricing, applies depreciation broadly, and may miss items that should be included.
You have no way to know if the number is fair without an independent review.
Bellmore Adjuster
Bellmore prepares an independent estimate using contractor-level pricing for your area. We identify line items that were missed, depreciation that was applied incorrectly, and coverage your policy provides that was not applied.
Our clients consistently recover far more than the initial offer.
Not Sure Which Route to Take?
Trabajamos para usted, representando su reclamo durante todo el proceso.
Handle the Claim Yourself
You manage every step of the claims process directly with your insurance company — no expert in your corner.
✓ No representation required
✗ Manage the claim yourself
✗ Document visible and hidden damage
✗ Track claim deadlines
✗ Negotiate against a professional
✗ Increased time and stress
Hire an Attorney
A property insurance attorney can represent you in disputes — particularly useful when a claim reaches litigation.
✓ Legal representation
✗ Higher fees – typically 33%
✗ Not trained to assess damage
✗ Longer resolution times
✗ May involve litigation
✗ Infrequent updates
Hire Bellmore Public Adjusting
We work exclusively for you — handling documentation, negotiation, and every interaction with the insurance company on your behalf.
✓ Fully assess the damage
✓ Manage the entire claims process
✓ Handle the negotiations
✓ No fees unless you get paid
✓ Keep you informed throughout
The Insurance Company's First Offer Is Usually Not Their Best Offer
Your Initial Offer Reflects Their Documentation
The insurer's adjuster documented your loss. Their estimate reflects what they chose to record — not necessarily the full scope of damage your policy covers. A second opinion almost always finds more.
Accepting a Payment Does Not Always Close Your Claim
In many cases you can still dispute a settlement after accepting an initial payment — particularly if additional damage surfaces or the original scope was incomplete. Time limits apply but the window is often longer than homeowners assume.
Deadlines Apply — But So Do Your Rights
Insurance policies have strict claim filing and supplemental claim deadlines. Missing them can limit your options. Acting quickly with proper representation protects them.
You Do Not Have to Navigate This Alone
A licensed public adjuster reviews your policy, documents what was missed, and handles every conversation with the insurer — at no upfront cost to you.
Insurance adjusters are not neutral parties. They work for the insurance company and are trained to settle claims efficiently — which means quickly and at minimum cost. The first offer is a starting point, not a final determination of what your policy entitles you to.
On average, Bellmore's clients receive 747% more than the insurance company's initial offer. That does not mean every claim increases by that amount — it means the gap between what insurers initially offer and what policyholders are actually owed is consistently significant.
You do not need to accept any offer until you have had an independent review. There is no cost for Bellmore to evaluate your settlement — and no fee unless we recover more for you.
The Insurance Company's First Offer Is Usually Not Their Best Offer
Que hacemos nosotros por ti
Trabajamos para usted, representando su reclamo durante todo el proceso.
Inspeccionaremos su propiedad, tomaremos fotografías y mediciones, y documentaremos cada detalle de la pérdida para garantizar que todo esté contabilizado.
Presentaremos su reclamo por usted o enviaremos toda la documentación complementaria si ya lo presentó.
Nos encargaremos de la coordinación y asistencia a todas las inspecciones de seguros. Estamos aquí para usted en cada paso del camino.
Nos comunicaremos con el seguro y le proporcionaremos actualizaciones frecuentes. Esto le ahorrará tiempo, recursos y estrés.
Preparamos un presupuesto integral basado en el alcance total del trabajo necesario para que su propiedad vuelva a las condiciones previas a la pérdida.
Aprovechando el presupuesto, lucharemos contra la compañía de seguros para asegurarnos de que reciba el pago máximo de su seguro.
What Our Clients Say
"My insurance adjuster did a minimum to help me out. Another adjusting company refused, saying my
deductible was too high to work with. Bellmore showed up right away, quick communication, and best results. Now I have a new roof and lots of repairs paid by insurance that wanted to pay me $0."
— Mindaugas G., Bradenton
"Our homeowner's insurance didn't cover the damage. Bellmore was persistent and obtained the pool company's insurance policy. The insurance company sent our claim to their attorney — Bellmore negotiated a settlement to get exactly what we needed. Truly a professional service, excellent communication, and a great outcome."
— Mehrshad Y., Maitland
"Bellmore was very knowledgeable and informative. Any issues or questions I had, they were timely with getting back to me and clarified all concerns I had. I would highly recommend them to anyone having to deal with insurance adjusters and appraisers."
— Angel M., Winter Garden
Compañías de seguros contra las que trabajamos
Frequently Asked Questions
A: You often cannot know without an independent review. That is exactly what Bellmore provides at no cost. We compare your offer to the actual scope of damage and applicable coverage in your policy. If there is a meaningful gap, we will tell you — and show you exactly where it is.
A: In many cases, yes — depending on how much time has passed and what documents you signed. Do not wait. Contact us immediately and we will assess your situation. You may have more options than you think.
A: Every claim is different. Bellmore will not promise a specific amount. What we will tell you is that if we take your case, it is because we believe we can recover meaningfully more — our fee depends on it.
A: No. You have a legal right to be represented. Insurance companies work with public adjusters routinely. What matters is having proper documentation and knowing your policy rights.
A: Your insurance policy, any correspondence from your insurer, the settlement offer or explanation of benefits, and any photos or documentation you have. If you do not have these, we can help you obtain them.
Ready to talk? Call (844) 943-MORE
Do Not Accept Less Than You Are Owed.
Free inspection · No upfront cost · Licensed & bonded · New, underpaid, and denied claims
Or call us directly: (844) 943-6673
Inspeccionaremos su propiedad, tomaremos fotografías, mediremos y documentaremos cada detalle para asegurarnos de que todo esté contabilizado.
Presentaremos su reclamo por usted o enviaremos toda la documentación complementaria si ya lo presentó.
