Everything Bellmore Does — In One Place.
From the first inspection to the final settlement, Bellmore provides complete claim representation for residential and commercial property damage. Licensed adjusters, no upfront cost, every step handled for you.
✓ Licensed and bonded adjusters. See license numbers
✓ Wind, hail, water, fire, vandalism, storm damage and more
✓ No upfront cost — we only get paid if we win
✓ Free claim review and inspection
What Bellmore Provides
We work for you, representing your claim through the entire process.
Public Adjusting
When you file a property damage claim, the insurance company sends their adjuster. Bellmore sends yours. We inspect your property, document every element of your loss, and negotiate your settlement directly with the insurance company — at no upfront cost to you.
What's included:
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Property inspection and documentation
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Comprehensive repair estimate
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Claim filing or supplemental submission
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Presence at every insurance inspection
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Direct negotiation with your insurer
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Frequent updates throughout the process
Appraisal Services
When you and your insurance company cannot agree on the value of your loss, appraisal is an alternative resolution process where independent professionals evaluate the damage and issue a binding award. Bellmore provides experienced, skilled appraisers who advocate your position through every step.
What's included:
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Independent damage valuation
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Experienced appraiser representation
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Advocacy against the insurer's appraiser
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Binding award process management
Appraisal is a formal dispute resolution process governed by your policy's appraisal clause. Contact us to determine whether appraisal is the right path for your situation.
ClaimProtection
Insurance companies frequently deny or underpay claims by citing pre-existing damage. ClaimProtection eliminates that argument before it starts. We conduct a complimentary pre-loss inspection of your property, document its current condition with a timestamped photo report, and retain that documentation for one year — ready to deploy if you experience a loss.
What's included:
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Complete pre-loss property inspection
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Timestamped photo documentation
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Custom condition report with location data and notes
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Documentation retained for one year
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Immediate deployment if a claim is filed
Licensed & Bonded • No Upfront Fee • ★★★★★ Google Reviews •
Licensed & Bonded • No Upfront Fee •
★★★★★ Google Reviews •
Average Payout Increase of
747%!
We negotiate with the insurance company on your behalf
Your Claim. Our Service.
Storm, Wind & Hail
Roof damage, structural loss, and wind or hail impacts after a storm event. We document what the insurance company's adjuster misses and fight for your complete settlement.
Hurricane & Tornado
Major hurricane losses require thorough, experienced claim handling. We manage FEMA, NFIP, and standard policy claims from initial inspection through final settlement.
Fire & Smoke
Structure, contents, smoke remediation, and additional living expenses. We document the full scope of a fire loss — not just the area of origin — so nothing gets left out.
Water & Flood
Burst pipes, plumbing failures, appliance leaks, and flooding. We find the hidden moisture damage behind walls and under floors that insurers routinely miss or exclude.
Mold & Fungi
Mold is the most costly consequence of unresolved water damage. We connect the damage to your covered event and build a complete, well-documented claim your insurer cannot ignore.
Denied Claim
A denial is not always the final word. We review your denial, identify what was applied incorrectly, and reopen or appeal claims that should have been paid from the start.
Underpaid Claim
Most homeowners accept the first offer without knowing they are entitled to more. We review your settlement, document what was missed, and negotiate to recover the difference.
What We Do For You
From the first inspection to the final settlement — we handle everything for you while you focus on recovery.
Our expert adjusters inspect your property, take photos, measurements, and document every detail of the loss to ensure all of your property damage is accounted for.
We file your claim or submit all supplemental documentation if you already filed. Our licensed adjusters ensure every element of your loss is documented before a single negotiation begins.
We coordinate every insurance inspection, communicate directly with your insurer, and keep you informed at every step.
You don't have to deal with the insurance company at all — that's our job. We'll save you time, money, and stress.
We prepare a comprehensive estimate based on the full scope of work needed to get your property back to pre-loss conditions.
Leveraging the estimate, we negotiate directly with the insurance company to recover the maximum settlement your policy allows.
What We Do For You
Frequently Asked Questions
From our new clients — like you.
A. A public adjuster is a licensed insurance professional who works exclusively for you — the policyholder. Bellmore inspects your property damage, reviews your policy, documents every dollar of your loss, and negotiates directly with the insurance company on your behalf. You do not have to deal with the insurer at all. That is our job.
A. Nothing upfront. Bellmore works on a contingency fee — a percentage of the settlement we recover for you, regulated by the state in which your property is located. We walk you through exactly what that means before you sign anything. If we do not recover more for you, you owe nothing.
A. Yes. You can hire a public adjuster at any stage — before you file, after a low offer, or after a denial. A denial is not always final, and a first offer is rarely the best one. Call us wherever you are in the process.
A. Storm and hurricane damage, wind and hail damage, water and flood damage, fire and smoke damage, mold damage, and denied or underpaid claims of all types. We even handle crop damage on farm land. If your property sustained damage that you believe should be covered, contact us for a free review.
A. We aim to respond to every inquiry within one business hour during business hours, Monday through Saturday. For urgent situations — active water damage, post-storm assessments — call us directly at (407) 205-7963. Time-sensitive claims benefit from early documentation before restoration work begins.
Ready to talk? Call (844) 943-MORE
Get An Insurance Professional On Your Side.
Free inspection · No upfront cost · Licensed & bonded · New, underpaid, and denied claims
Or call us directly: (844) 943-6673
Get Your Free Claim Review
Have an existing claim, or not sure if you should file? Let one of our licensed adjusters review it. No obligation, no pressure — just an honest answer from an expert in your corner.