Protect Your Property Before Damage Happens.
ClaimProtection is Bellmore's proactive inspection and documentation service. We inspect your property, record its condition, and create a timestamped report that proves pre-loss conditions — so the insurance company cannot call your damage pre-existing.
✓ Licensed and bonded adjusters. See license numbers
✓ Wind, hail, water, fire, vandalism, storm damage and more
✓ Timestamped photo report stored securely on file
✓ Available for commercial properties — variable fee based on property size
The Insurance Company's Most Common Argument — And How ClaimProtection Eliminates It.
When you file a property damage claim, insurance companies frequently dispute it by arguing the damage was pre-existing — meaning it existed before your policy covered it. This argument is used to deny or dramatically reduce payouts on legitimate claims. It is one of the most common and effective tactics in the industry.
ClaimProtection eliminates that argument before it starts. Our licensed adjuster inspects your property in its current condition, documents every existing element with dated, location-stamped photos, and prepares a comprehensive report that establishes exactly what your property looked like before any loss occurred.
If damage occurs after a ClaimProtection inspection, you have independent third-party documentation proving your property's pre-loss condition. The insurance company's pre-existing argument has no ground to stand on.
Licensed & Bonded • No Upfront Fee • ★★★★★ Google Reviews •
Licensed & Bonded • No Upfront Fee •
★★★★★ Google Reviews •
What Claim Protection Includes
A licensed Bellmore adjuster conducts every inspection. Here is exactly what happens.
A licensed Bellmore adjuster conducts a complete interior, exterior, and roof inspection of your property. Every room, every surface, every area of potential risk is photographed and documented. No shortcuts.
We walk through any existing or potential damage risks with you and review your current policy coverages. If there are gaps in your coverage or areas where your policy may not protect you as well as it should, we will tell you.
We prepare a detailed, timestamped photo report documenting your property's pre-loss condition. The report is stored securely in Bellmore's files and is immediately available to your adjuster if a claim is ever filed.
The Insurance Company's Most Common Argument — And How ClaimProtection Eliminates It.
When damage occurs, insurers frequently dispute claims by calling the damage pre-existing. ClaimProtection removes that argument before it starts.
Pre-Existing Damage Is the Insurer's Most Common Defense
When you file a property damage claim, insurance companies routinely dispute it by arguing the damage existed before your policy covered it. Without independent documentation of your property's prior condition, that argument is difficult to challenge.
ClaimProtection Documents Your Property Before A Loss
A licensed Bellmore adjuster inspects your property — interior, exterior, and roof — and creates a timestamped photo report documenting its condition. If damage occurs after the inspection, you have independent third-party proof of what existed before.
Free for Single Family Residential Properties
ClaimProtection is a complimentary service for single family residential properties. Commercial properties are available with variable fees based on size and complexity. One inspection. One report. Stored securely and available immediately if a claim is ever filed.
What Does ClaimProtection Cost?
Single Family Residential
Commercial Properties
ClaimProtection is complimentary for single family residential properties. There is no charge for the inspection or the report.
ClaimProtection is available for commercial properties with variable fees based on the size and complexity of the property.
We negotiate with the insurance company on your behalf
Ready to talk? Call (844) 943-MORE
One Inspection. One Report. One Less Argument the Insurance Company Can Make.
Licensed adjuster inspection · Securely stored report · Available year-round
Or call us directly: (844) 943-6673
Schedule My Free ClaimProtection Inspection
Complimentary for residential properties. A licensed adjuster will contact you to schedule.
ClaimProtection documents your property's condition before a loss occurs. Here is what that means and what it does not mean.
ClaimProtection is a pre-loss property inspection and documentation service. It is not an insurance product and does not guarantee coverage, claim approval, or any specific claim outcome. Documentation of pre-loss property conditions may be used to support a claim but does not prevent denial or ensure settlement. Results vary based on policy terms, insurer decisions, and the specific circumstances of each claim. Bellmore Public Adjusting makes no representation that participation in ClaimProtection will result in a favorable claim outcome.
Schedule My Free ClaimProtection Inspection
Complimentary for residential properties. A licensed adjuster will contact you to schedule.