After a Fire, Your Insurance Claim Deserves Expert Representation.
Fire and smoke damage claims are among the largest and most complex. Bellmore documents every element of your loss and fights to make sure you are fully indemnified.
✓ Licensed and bonded adjusters See license numbers
✓ Fire, smoke, and soot damage all documented and claimed
✓ Additional living expenses and personal property losses included
✓ No upfront cost — we only get paid if we win
✓ Free claim review and inspection
Licensed • No Upfront Fee • Same-Day Reviews • Free Inspection •
Licensed • No Upfront Fee • Same-Day Reviews • Free Inspection •
Average Payout Increase of
747%!
Average Payout Increase of
747%!
Average Payout Increase of
747%!
Their Insurance Adjuster
A fire loss involves multiple coverage areas: structural damage, smoke and soot penetration, personal property,
and additional living expenses while your property is uninhabitable.
The insurance company's adjuster handles all of these at once, under significant pressure to contain costs. Items get missed. Depreciation gets applied aggressively. Coverage that exists in your policy does not get applied.
Your Adjuster — Bellmore
Bellmore builds a comprehensive fire claim that accounts for structural damage, smoke and odor remediation throughout the entire property, personal property losses with proper replacement cost documentation, and additional living expenses you are entitled to during displacement.
We make sure your entire loss is on paper before any settlement discussions begin.
Smoke and soot travel through every connected room, every duct, every cabinet. Fire damage claims that focus only on the area of origin dramatically underestimate the full loss. Insurance companies know this — but their initial estimates often reflect only what is visually obvious.
Bellmore's fire claim documentation is thorough: room-by-room, surface-by-surface, item-by-item. We include structural damage, HVAC contamination, content replacement, and temporary housing costs. Every coverage available under your policy gets examined.
If your fire claim has been denied or underpaid, contact us immediately. Fire claim disputes are time-sensitive and require expert documentation to succeed.
A Fire Claim Is Not Just the Burned Area — It's the Entire Property
What We Do For You
From the first inspection to the final settlement — we handle everything while you focus on recovery.
Our expert adjusters inspect your property, take photos, measurements, and document every detail of the loss to ensure all of your property damage is accounted for.
We file your claim or submit all supplemental documentation if you already filed. Our licensed adjusters ensure every element of your loss is documented before a single negotiation begins.
We coordinate every insurance inspection, communicate directly with your insurer, and keep you informed at every step.
You don't have to deal with the insurance company at all — that's our job. We'll save you time, money, and stress.
We prepare a comprehensive estimate based on the full scope of work needed to get your property back to pre-loss conditions.
Leveraging the estimate, we negotiate directly with the insurance company to recover the maximum settlement your policy allows.
What Our Clients Say
"My insurance adjuster did a minimum to help me out. Another adjusting company refused, saying my
deductible was too high to work with. Bellmore showed up right away, quick communication, and best results. Now I have a new roof and lots of repairs paid by insurance that wanted to pay me $0."
— Mindaugas G., Bradenton
"Our homeowner's insurance didn't cover the damage. Bellmore was persistent and obtained the pool company's
insurance policy. The insurance company sent our claim to their attorney — Bellmore negotiated a settlement to get exactly what we needed. Truly a professional service, excellent communication, and a great outcome."
— Mehrshad Y., Maitland
"Bellmore was very knowledgeable and informative. Any issues or questions I had, they were timely with getting back to me and clarified all concerns I had. I would highly recommend them to anyone having to deal with insurance adjusters and appraisers."
— Angel M., Winter Garden
We negotiate with the insurance company on your behalf
Frequently Asked Questions
A: A standard homeowners policy typically covers: structural repair or replacement, smoke and soot remediation throughout the property, personal property replacement, additional living expenses (hotel, meals, temporary housing) while your home is uninhabitable, and in some cases, loss of use. Bellmore helps you document and claim every applicable coverage.
A: Yes — and do not stop documenting your temporary living expenses. Keep every receipt for hotel, meals, and out-of-pocket costs related to your displacement. These are typically reimbursable and often under-claimed.
A: Call us immediately. Fire claim denials are often based on arson suspicions, policy exclusions, or timing issues. We review the denial language and your policy, identify what was applied incorrectly, and determine the best path forward.
A: Do not allow any restoration work to begin until Bellmore has done a thorough documentation inspection. Once damage is repaired, the evidence is gone and your claim options narrow significantly. Call us first.
A: Fire claims are among the most complex and typically take longer than other claim types. Bellmore will give you a realistic timeline during your free review and will keep you informed throughout the process.
Ready to talk? Call or text (407) 205-7963
After a Fire, You Need an Expert in Your Corner.
Free inspection · No upfront cost · Licensed & bonded · New, underpaid, and denied claims
Or call us directly: (407) 205-7963
Text friendly
We will inspect your property, take photos, and measurements, and document every detail to ensure everything is accounted for.
We will file your claim for you or submit all supplemental documentation if you already filed.
