Hurricane or Tornado Damage?
Bellmore's licensed adjusters handle catastrophic loss claims from the first inspection through final settlement. No upfront cost. We get paid only when you do.
✓ Licensed and bonded. View
✓ Experienced with NFIP and FEMA claims
✓ New claims, underpaid claims, and denied claims
✓ Free inspection and claim review
Licensed & Bonded • No Upfront Fee • ★★★★★ Google Reviews •
Licensed & Bonded • No Upfront Fee •
★★★★★ Google Reviews •
What Your Insurance Doesn't See Can Cost You the Most.
Hidden damage is where most claims get underpaid.
Lifted Shingles
Hail Bruising
Cracked Tiles
Moldy Insulation
Molding & Ceilings
Attics & Crawl Spaces
What Most Property Owners Learn Too Late
Hidden Damage Is Commonly Missed
Damage behind walls, under flooring, and inside structural cavities is rarely captured in a fast insurance inspection. What gets missed is your problem – unless it gets documented first.
The First Offer Is Not the Final Number
An initial settlement reflects what the insurance documented – not necessarily everything your policy covers. You have the right to dispute it.
Deadlines Apply — But So Do Your Rights
Insurance policies have strict claim filing and supplemental deadlines. Missing them can limit your options. Acting quickly with proper representation protects them.
You Do Not Have to Navigate This Alone
A licensed Bellmore adjuster reviews your policy, thoroughly documents the damage, and handles every conversation with the insurer – at no upfront cost to you.
Average Payout Increase of
747%!
Average Payout Increase of
747%!
Who's Really Representing You?
One adjuster works for the insurance company. The other works for you.
Insurance Adjuster
✗ Limited time on site
✗ Inspects visible damage
✗ Mold may be noted – not tested
✗ Report reflects insurance's interest
✓ Thorough inspection
✓ Documents hidden damage
✓ Mold risk and remediation scope
✓ Report based on full restoration
Bellmore Adjuster
What We Do For You
From the first inspection to the final settlement — we handle everything while you focus on recovery.
Our expert adjusters inspect your property, take photos, measurements, and document every detail of the loss to ensure all of your property damage is accounted for.
We file your claim or submit all supplemental documentation if you already filed. Our licensed adjusters ensure every element of your loss is documented before a single negotiation begins.
We coordinate every insurance inspection, communicate directly with your insurer, and keep you informed at every step.
You don't have to deal with the insurance company at all — that's our job. We'll save you time, money, and stress.
We prepare a comprehensive estimate based on the full scope of work needed to get your property back to pre-loss conditions.
Leveraging the estimate, we negotiate directly with the insurance company to recover the maximum settlement your policy allows.
We negotiate with the insurance company on your behalf
Average Payout Increase of
747%
Real Claims. Real Recoveries.
Wind Damage
Tile Roof & Interior Leaks
Cause of Loss
-
Hurricane
Insurance Initial Decision
-
$2,405.47 (under $14k deductible)
Result
-
Roof Replacement
-
Interior repair
$117,536
Storm Surge Flood
Condo Association - 38 Units
Cause of Loss
-
1.5' of interior flooding across six buildings
Scope of Damage
-
Cabinetry, flooring, drywall, appliances, exterior components
$4.85 Million
Wind & Hail Storm
Shingle Roof & Interior Leaks
Insurance Initial Offer
-
Under deductible
Settlement Coverage
-
Roof replacement
-
Gutter and soffit replacement
-
Window screens
-
Ceiling repair
$61,386.64
What Happens After You Reach Out?
From initial review to claim resolution, we guide you through every step of the process.
Free Claim Review
STEP 1
Tell use what happened and your claim status. We'll review your policy and claim.
01
Property Inspection
STEP 2
We evaluate the damage and identify areas that may require further attention.
02
Document Damage
STEP 3
We compile information needed to properly present your loss.
03
Claim Representation
STEP 4
We manage communication and negotiations throughout the process.
04
Resolution
STEP 5
We work toward a fair outcome so you can focus on moving forward.
05
Free Claim Review
STEP 1
Tell use what happened and your claim status. We'll review your policy and claim.
01
Property Inspection
STEP 2
We evaluate the damage and identify areas that may require further attention.
02
Document Damage
STEP 3
We compile information needed to properly present your loss.
03
Claim Representation
STEP 4
We manage communication and negotiations throughout the process.
04
Resolution
STEP 5
We work toward a fair outcome so you can focus on moving forward.
05
Not Sure Which Route to Take?
After property damage, most owners have three options. Here is what each one actually means for your claim.
Handle the Claim Yourself
You manage every step of the claims process directly with your insurance company — no expert in your corner.
✓ No representation required
✗ Manage the claim yourself
✗ Document visible and hidden damage
✗ Track claim deadlines
✗ Negotiate against a professional
✗ Increased time and stress
Hire an Attorney
A property insurance attorney can represent you in disputes — particularly useful when a claim reaches litigation.
✓ Legal representation
✗ Higher fees – typically 33%
✗ Not trained to assess damage
✗ Longer resolution times
✗ May involve litigation
✗ Infrequent updates
Hire Bellmore Public Adjusting
We work exclusively for you — handling documentation, negotiation, and every interaction with the insurance company on your behalf.
✓ Fully assess the damage
✓ Manage the entire claims process
✓ Handle the negotiations
✓ No fees unless you get paid
✓ Keep you informed throughout
Major storm events may trigger thousands of insurance claims across entire regions. In that environment, your claim may not get the attention it deserves. Without representation, your documentation is dependent upon the insurance company's adjuster — often during a brief visit that missed what was hidden, deferred, or overlooked.
Bellmore is experienced with catastrophic loss claims including named hurricanes, tornado damage, and federally declared disasters. We understand FEMA guidelines, the National Flood Insurance Program, and how standard homeowner policies interact with federal assistance — so every available coverage gets applied to your claim.
Do not sign any release, accept any payment, or allow restoration work to begin without a complete
independent inspection. What you agree to today may limit your options tomorrow. Call Bellmore first.
After a Storm, the Insurance Company's First Visit Is Not the Last Word
What Our Clients Say
"After the 2024 hurricanes, I was overwhelmed with the damage and unsure of where to begin. What could have been a stressful and confusing time was made manageable and smooth. Financially I was able to get all my needs met."
— Cheyenne O., Riverview
"We flooded out from Hurricane Milton — a complete loss. Bellmore essentially handled everything from the initial assessment to final payments. He will maximize your returns and help reduce your stress. 100% totally happy with our results."
— Jeff B., Punta Gorda
Frequently Asked Questions
A: Yes. We can take over a claim that is already filed, pick up a claim that has stalled or been underpaid, or dispute a denial. At whatever stage you are, call us before you accept any offer or sign any document.
A: Deadlines vary by state and policy, but they are strict — and shorter than most homeowners realize. Contact us immediately so we can assess your situation and make sure you do not miss a critical window.
A: Yes. We are experienced with both FEMA's National Flood Insurance Program (NFIP) and standard homeowner policy storm damage claims. Many storm events cause both — and the documentation requirements are different for each.
A: Absolutely. Hiring a public adjuster after the insurance company's adjuster has already visited is very common. We review what they documented, identify what was missed, and present a complete supplemental claim.
A: There are no upfront costs. Our fee is a percentage of the settlement we recover for you, regulated by the state in which your property is located. We walk you through exactly what that is and why before you sign anything. If we don't recover more for you, you owe us nothing.
Ready to talk? Call (844) 943-MORE
Hurricane or Tornado Damage? Your Adjuster Is One Call Away.
Free inspection · No upfront cost · Licensed & bonded · New, underpaid, and denied claims
Or call us directly: (844) 943-6673
We will inspect your property, take photos, and measurements, and document every detail to ensure everything is accounted for.
We will file your claim for you or submit all supplemental documentation if you already filed.
