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The Insurance Company Has Their Adjuster. Now You Have Yours.

Bellmore Public Adjusting is a licensed public adjuster firm that works exclusively for policyholders. We handle the entire insurance claim process — at no upfront cost to you.

✓ Licensed and bonded adjusters See license numbers 
✓ We work for you, not the insurance company
✓ New claims, underpaid claims, and denied claims
✓ No upfront cost — we only get paid if we win

Type of damage

No cost review by a licensed adjuster. No obligation.

Licensed • No Upfront Fee • Same-Day Reviews • Free Inspection •

Licensed • No Upfront Fee • Same-Day     Reviews • Free Inspection •

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Average Payout Increase of

747%!

Average Payout Increase of

747%!

Average Payout Increase of

747%!

Their Insurance Adjuster

When you file a claim, the insurance company assigns their adjuster. That adjuster's job is to evaluate your loss
and settle your claim — efficiently and at minimum cost to the insurer.

 

They are experienced, trained, and working in their employer's interest. You are navigating the process alone.

Your Adjuster — Bellmore

A public adjuster is a licensed professional who works exclusively for you — the policyholder. Bellmore levels
the playing field. We know your policy, know what documentation makes a claim hold up, and know how to
negotiate.

 

Our clients consistently recover significantly more than those who go it alone.

A public adjuster is a licensed insurance professional who represents the policyholder — not the insurance company — in the preparation, filing, and negotiation of an insurance claim. Public adjusters are licensed by the state to protect policyholders and ensure fair settlements.


You do not need to understand your policy language, know how to measure and document damage, or know how to negotiate with an insurance company. That is exactly what Bellmore does. Our job is to make sure nothing is missed, nothing is undervalued, and your settlement reflects the full extent of your covered loss.


If you have a new claim, a claim that has stalled, an offer that seems low, or a denial you want to fight —
Bellmore offers a free review with no obligation. We will tell you honestly whether we can add value. If we
cannot, we will tell you that too.

What Is a Public Adjuster — and Why Policyholders Need One

What We Do For You

From the first inspection to the final settlement — we handle everything while you focus on recovery.

  • Inspect & File

    Our expert adjusters inspect your property, take photos, measurements, and document every detail of the loss to ensure all of your property damage is accounted for.​ 

    We file your claim or submit all supplemental documentation if you already filed. Our licensed adjusters ensure every element of your loss is documented before a single negotiation begins.

  • Manage the Claims Process

    We coordinate every insurance inspection, communicate directly with your insurer, and keep you informed at every step.

    You don't have to deal with the insurance company at all — that's our job. We'll save you time, money, and stress.

  • Negotiate & Settle

    We prepare a comprehensive estimate based on the full scope of work needed to get your property back to pre-loss conditions.

    Leveraging the estimate, we negotiate directly with the insurance company to recover the maximum settlement your policy allows.

What Our Clients Say

"My insurance adjuster did a minimum to help me out. Another adjusting company refused, saying my
deductible was too high to work with. Bellmore showed up right away, quick communication, and best results. Now I have a new roof and lots of repairs paid by insurance that wanted to pay me $0."

 

— Mindaugas G., Bradenton

"Our homeowner's insurance didn't cover the damage. Bellmore was persistent and obtained the pool company's
insurance policy. The insurance company sent our claim to their attorney — Bellmore negotiated a settlement to get exactly what we needed. Truly a professional service, excellent communication, and a great outcome."

 

— Mehrshad Y., Maitland

"Bellmore was very knowledgeable and informative. Any issues or questions I had, they were timely with getting back to me and clarified all concerns I had. I would highly recommend them to anyone having to deal with insurance adjusters and appraisers."



 

— Angel M., Winter Garden

We negotiate with the insurance company on your behalf

Frequently Asked Questions 

  • A: A public adjuster inspects your property damage, reviews your insurance policy, prepares a detailed damage estimate, files or supplements your claim, and negotiates the settlement directly with the insurance company —
    all on your behalf. You do not have to deal with the insurer at all.

  • A: State law regulates public adjuster fees. Bellmore works on a contingency basis — we charge a percentage of the settlement we recover for you, and nothing if we do not recover. We are fully transparent about the fee
    structure before you sign anything.

  • A: Yes. Bellmore handles storm, hurricane, wind, hail, water, flood, mold, fire, and smoke damage claims for residential and commercial properties — even damage to crops.

  • A: You can hire a public adjuster at any stage of your claim — before filing, after receiving a low offer, or after a denial. Call us wherever you are in the process.

  • A: On average, Bellmore's clients recover 747% more than the insurance company's initial offer. The contingency fee structure means we have a vested interest in your claim. If we do not recover more, you owe nothing. The question is really whether you can afford not to have representation.

Ready to talk? Call or text (407) 205-7963

Get an Expert in Your Corner — at No Upfront Cost.

Free inspection · No upfront cost · Licensed & bonded · New, underpaid, and denied claims

Or call us directly: (407) 205-7963
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Inspect & File

We will inspect your property, take photos, and measurements, and document every detail to ensure everything is accounted for.​

We will file your claim for you or submit all supplemental documentation if you already filed. 

What We Do For You

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