Average Payout Increase of
747%!
Average Payout Increase of
747%!
Vandalism is a named covered peril in most standard homeowner and commercial property policies under the category of malicious mischief. That coverage exists — but the documentation requirements are specific, and insurance companies apply them strictly.
A successful vandalism claim establishes that the damage was intentional, documents every affected element of the property, and is supported by a police report filed at the time of the incident. If you have not yet filed a police report, do so immediately — before calling your insurance company.
Bellmore handles the full process from inspection and documentation through negotiation and settlement. If your vandalism claim was denied or the offer seems low, contact us for a free review before accepting any outcome.
What Insurance Companies Look for Before Paying a Vandalism Claim
Property Vandalized?
Your Insurance Claim Deserves Expert Documentation.
Vandalism and malicious mischief are covered perils under most standard homeowner and commercial policies. Bellmore documents the full scope, establishes the cause, and builds a claim your insurer cannot easily dispute. No upfront cost.
✓ Licensed and bonded adjusters See license numbers
✓ Denied claims can be reopened, appealed, and won
✓ No upfront cost — we only get paid if we win
✓ Free claim review and inspection
Their Insurance Adjuster
Vandalism claims are frequently disputed. Insurers may question whether the damage was truly intentional,
whether it falls under an applicable exclusion, or whether portions of the damage were pre-existing.
Without thorough documentation, those arguments can reduce or eliminate your settlement.
Your Adjuster — Bellmore
Bellmore knows what a vandalism claim requires to hold up. We document every element of the damage, establish the intentional nature of the act, and coordinate with any police report or investigation.
We build a complete, well-documented claim that addresses the arguments insurers typically use to reduce vandalism settlements.
What We Do For You
From the first inspection to the final settlement — we handle everything while you focus on recovery.
Our expert adjusters inspect your property, take photos, measurements, and document every detail of the loss to ensure all of your property damage is accounted for.
We file your claim or submit all supplemental documentation if you already filed. Our licensed adjusters ensure every element of your loss is documented before a single negotiation begins.
We coordinate every insurance inspection, communicate directly with your insurer, and keep you informed at every step.
You don't have to deal with the insurance company at all — that's our job. We'll save you time, money, and stress.
We prepare a comprehensive estimate based on the full scope of work needed to get your property back to pre-loss conditions.
Leveraging the estimate, we negotiate directly with the insurance company to recover the maximum settlement your policy allows.
What Our Clients Say
"Bellmore was very knowledgeable and informative. Any issues or questions I had, they were timely with getting back to me and clarified all concerns I had. I would highly recommend them to anyone having to deal with insurance adjusters and appraisers."
— Angel M., Winter Garden
"Our homeowner's insurance didn't cover the damage. Bellmore was persistent and obtained the pool company's insurance policy. The insurance company sent our claim to their attorney — Bellmore negotiated a settlement to get exactly what we needed. Truly a professional service, excellent communication, and a great outcome."
— Mehrshad Y., Maitland
"From start to finish, they were incredibly accommodating and made the entire process easy and stress-free. They handled everything professionally and efficiently, and we always felt like we were in good hands."
— Daisy B., Lake Worth
We negotiate with the insurance company on your behalf
Frequently Asked Questions
A. Yes, in most cases. Vandalism and malicious mischief are named covered perils under standard homeowner and commercial property policies. Coverage details vary by policy — Bellmore reviews your specific policy during the free claim review.
A. Yes. A police report is typically required to support a vandalism claim and should be filed as soon as possible after the incident. If you have not filed one yet, do so before contacting your insurance company. Bellmore can advise on next steps once a report is on file.
A. Vandalism denials are often based on insufficient documentation or a challenge to whether the damage was intentional. Bellmore reviews the denial, identifies what was applied incorrectly, and determines the best path to reopen or appeal the claim.
A. Yes. Bellmore handles vandalism claims for both residential and commercial properties including retail centers, office buildings, and multi-family properties.
A. We document and claim every affected element — windows, doors, walls, landscaping, signage, and any interior damage resulting from the vandalism. Nothing that belongs in your claim gets left out.
Ready to talk? Call or text (407) 205-7963
Your Property Was Damaged Intentionally.
Your Claim Deserves Serious Representation.
Free inspection · No upfront cost · Licensed & bonded · New, underpaid, and denied claims
Or call us directly: (407) 205-7963
Text friendly
We will inspect your property, take photos, and measurements, and document every detail to ensure everything is accounted for.
We will file your claim for you or submit all supplemental documentation if you already filed.
What We Do For You
Licensed • No Upfront Fee • Same-Day Reviews • Free Inspection •
Licensed • No Upfront Fee • Same-Day Reviews • Free Inspection •
