What Is A Public Adjuster?
A licensed professional who works exclusively for you — reviewing your policy, documenting your damage, and negotiating your settlement with the insurance company. Not for them. For you.
✓ Licensed and bonded adjusters. See license numbers
✓ Wind, hail, water, fire, vandalism, storm damage and more
✓ No upfront cost — we only get paid if we win
✓ Free claim review and inspection
Average Payout Increase of
747%!
Not Sure What a Public Adjuster Is? You're in Good Company.
Most people haven't heard of one — until they had a claim and needed answers. If that's how you found us, you're in the right place.
When you file a property damage claim, the insurance company sends their adjuster.
Their adjuster is experienced, trained, and working in the insurer's interest. Their goal is to settle your claim quickly — which typically means paying as little as the policy requires. You are navigating that process alone.
A public adjuster works exclusively for you.
We are a licensed insurance professional on the policyholder's side. We inspect your property, document every dollar of damage, review your policy for every applicable coverage, and negotiate your settlement directly with the insurance company. You do not have to deal with the insurer at all.
We only get paid when you do.
Bellmore works on a contingency fee — a percentage of what we recover for you. If we do not recover more, you owe nothing. Our interest and yours are completely aligned.
Licensed & Bonded • No Upfront Fee • ★★★★★ Google Reviews •
Licensed & Bonded • No Upfront Fee •
★★★★★ Google Reviews •
What We Do For You
From the first inspection to the final settlement — we handle everything for you while you focus on recovery.
Our expert adjusters inspect your property, take photos, measurements, and document every detail of the loss to ensure all of your property damage is accounted for.
We file your claim or submit all supplemental documentation if you already filed. Our licensed adjusters ensure every element of your loss is documented before a single negotiation begins.
We coordinate every insurance inspection, communicate directly with your insurer, and keep you informed at every step.
You don't have to deal with the insurance company at all — that's our job. We'll save you time, money, and stress.
We prepare a comprehensive estimate based on the full scope of work needed to get your property back to pre-loss conditions.
Leveraging the estimate, we negotiate directly with the insurance company to recover the maximum settlement your policy allows.
What We Do For You
We negotiate with the insurance company on your behalf
Frequently Asked Questions
From our new clients — like you.
A. A public adjuster is a licensed insurance professional who works exclusively for you — the policyholder. Bellmore inspects your property damage, reviews your policy, documents every dollar of your loss, and negotiates directly with the insurance company on your behalf. You do not have to deal with the insurer at all. That is our job.
A. Nothing upfront. Bellmore works on a contingency fee — a percentage of the settlement we recover for you, regulated by the state in which your property is located. We walk you through exactly what that means before you sign anything. If we do not recover more for you, you owe nothing.
A. Yes. You can hire a public adjuster at any stage — before you file, after a low offer, or after a denial. A denial is not always final, and a first offer is rarely the best one. Call us wherever you are in the process.
A. Storm and hurricane damage, wind and hail damage, water and flood damage, fire and smoke damage, mold damage, and denied or underpaid claims of all types. We even handle crop damage on farm land. If your property sustained damage that you believe should be covered, contact us for a free review.
A. We aim to respond to every inquiry within one business hour during business hours, Monday through Saturday. For urgent situations — active water damage, post-storm assessments — call us directly at (407) 205-7963. Time-sensitive claims benefit from early documentation before restoration work begins.
Ready to talk? Call (844) 943-MORE
Get An Insurance Professional On Your Side.
Free inspection · No upfront cost · Licensed & bonded · New, underpaid, and denied claims
Or call us directly: (844) 943-6673
We will inspect your property, take photos, and measurements, and document every detail to ensure everything is accounted for.
We will file your claim for you or submit all supplemental documentation if you already filed.
What We Do For You
Our expert adjusters inspect your property, take photos, measurements, and document every detail of the loss to ensure all of your property damage is accounted for.
We file your claim or submit all supplemental documentation if you already filed. Our licensed professionals will ensure your claim is set up for success!We will handle the coordination and attendance of all insurance inspections. We are here for you every step of the way.
We will communicate with the insurance and provide you with frequent updates. This will save you time, resources, and stress.We prepare a comprehensive estimate based on the full scope of work needed to get your property back to pre-loss conditions.
Leveraging the estimate, we will fight the insurance company to ensure you receive your maximum insurance payout!