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Downtown Orlando Florida

Licensed Public Adjusters In Orlando, FL

Bellmore Public Adjusting serves Orlando homeowners with denied, underpaid, and new property insurance claims. Florida licensed and bonded. No fee unless we win.

Licensed and bonded adjusters. See license numbers 
Wind, hail, water, fire, vandalism, storm damage and more
No upfront cost — we only get paid if we win
Free claim review and inspection

Type of damage

No cost review by a licensed adjuster. No obligation.

Licensed & Bonded • No Upfront Fee • ★★★★★ Google Reviews •

Licensed & Bonded • No Upfront Fee •
★★★★★ Google Reviews •

Better Business Bureau Accredited

Average Payout Increase of

747%

Average Payout Increase of

747%!

Average Payout Increase of

747%!

Insurance Adjuster vs. Bellmore Adjuster

Their adjuster works to minimize what the insurance company pays. Ours works to maximize what you recover.

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Their Insurance Adjuster

When you file a claim, the insurance company assigns their own adjuster. That adjuster works for the insurer — their goal is to evaluate your loss and settle it as efficiently and inexpensively as possible.

 

They are experienced, they know your policy language, and they are working in their employer's interest. You are navigating the process alone.

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Your Adjuster — Bellmore

Bellmore is a licensed public adjuster firm that works exclusively for you — the policyholder. We review your policy, document every element of your loss, and negotiate your settlement directly with the insurance company.

 

Our fee is a percentage of what we recover, so our interests are completely aligned with yours. The insurance company has their expert. Now you have yours.

Not Sure Which Route to Take?

After property damage, most owners have three options. Here is what each one actually means for your claim.

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Handle the Claim Yourself

You manage every step of the claims process directly with your insurance company — no expert in your corner.


No representation required
Manage the claim yourself
Document visible and hidden damage
Track claim deadlines
Negotiate against a professional

✗ Increased time and stress

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Hire an Attorney

A property insurance attorney can represent you in disputes — particularly useful when a claim reaches litigation.


Legal representation
Higher fees – typically 33%
Not trained to assess damage
Longer resolution times
May involve litigation

Infrequent updates

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Hire Bellmore Public Adjusting

We work exclusively for you — handling documentation, negotiation, and every interaction with the insurance company on your behalf.

 

 Fully assess the damage
 Manage the entire claims process
Handle the negotiations
No fees unless you get paid
Keep you informed throughout

Get a Local Adjuster on Your Side. We Work For You — The Policyholder

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Local Adjusters Who Know the Orlando Market

Bellmore's licensed adjusters serve Orange, Seminole, Osceola, and Lake counties. We know the local carriers, the common claim types in Central Florida, and what it takes to get a fair settlement in this market.

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Response Time Matters After Property Damage

Documentation that happens quickly protects more of your claim. Bellmore responds within one business hour and can be on-site same day for urgent situations throughout the Orlando metro area.

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Storm Season Creates Real Claim Complexity

Orlando and surrounding counties face regular wind, hail, and water damage events. Local experience with how insurers handle these claims gives Bellmore a meaningful advantage in your negotiation.

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You Deserve Professional Representation 

Your insurer's adjuster is experienced, trained, and working in their interest. Bellmore puts a licensed expert on your side of the table — at no upfront cost, paid only when we recover for you.

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Orlando homeowners face the same challenge after every property damage claim: navigating an insurance claim alone against your insurance company with their own adjusters and claims process.

 

Bellmore Public Adjusting is on your side. We are a Florida licensed public adjusting firm serving Orlando and the surrounding area. We work exclusively for you — the policyholder.


Whether your claim is new, was underpaid, or was denied, Bellmore offers a free claim review with no
obligation. We handle storm damage, hurricane claims, water and flood damage, fire and smoke damage, mold claims — throughout Central Florida.

Get An Adjuster on Your Side. We Work For You — The Policyholder

What We Do For You

From the first inspection to the final settlement — we handle everything while you focus on recovery.

  • Inspecting a Property for Damage and Filing an Insurance Claim

    Our expert adjusters inspect your property, take photos, measurements, and document every detail of the loss to ensure all of your property damage is accounted for.​ 

    We file your claim or submit all supplemental documentation if you already filed. Our licensed adjusters ensure every element of your loss is documented before a single negotiation begins.

  • Managing the Property Damage Insurance Claims Process

    We coordinate every insurance inspection, communicate directly with your insurer, and keep you informed at every step.

    You don't have to deal with the insurance company at all — that's our job. We'll save you time, money, and stress.

  • Negotiating and Settling Property Damage Insurance Claims

    We prepare a comprehensive estimate based on the full scope of work needed to get your property back to pre-loss conditions.

    Leveraging the estimate, we negotiate directly with the insurance company to recover the maximum settlement your policy allows.

What Our Clients Say

"My insurance adjuster did a minimum to help me out. Another adjusting company refused, saying my
deductible was too high to work with. Bellmore showed up right away, quick communication, and best results. Now I have a new roof and lots of repairs paid by insurance that wanted to pay me $0."

 

— Mindaugas G., Bradenton

"Our homeowner's insurance didn't cover the damage. Bellmore was persistent and obtained the pool company's
insurance policy. The insurance company sent our claim to their attorney — Bellmore negotiated a settlement to get exactly what we needed. Truly a professional service, excellent communication, and a great outcome."

 

— Mehrshad Y., Maitland

"Bellmore was very knowledgeable and informative. Any issues or questions I had, they were timely with getting back to me and clarified all concerns I had. I would highly recommend them to anyone having to deal withinsurance adjusters and appraisers."



 

— Angel M., Winter Garden

We negotiate with the insurance company on your behalf

Frequently Asked Questions 

  • A. A public adjuster is a licensed insurance professional who works exclusively for you — the policyholder. Bellmore inspects your property damage, reviews your policy, documents every dollar of your loss, and negotiates directly with the insurance company on your behalf. You do not have to deal with the insurer at all. That is our job.

  • A. Nothing upfront. Bellmore works on a contingency fee — a percentage of the settlement we recover for you, regulated by the state in which your property is located. We walk you through exactly what that means before you sign anything. If we do not recover more for you, you owe nothing.

  • A. Yes. You can hire a public adjuster at any stage — before you file, after a low offer, or after a denial. A denial is not always final, and a first offer is rarely the best one. Call us wherever you are in the process.

  • A. Storm and hurricane damage, wind and hail damage, water and flood damage, fire and smoke damage, mold damage, and denied or underpaid claims of all types. We even handle crop damage on farm land. If your property sustained damage that you believe should be covered, contact us for a free review.

  • A. We aim to respond to every inquiry within one business hour during business hours, Monday through Saturday. For urgent situations — active water damage, post-storm assessments — call us directly at (407) 205-7963. Time-sensitive claims benefit from early documentation before restoration work begins.

Ready to talk? Call (844) 943-MORE

Get An Insurance Professional On Your Side.

Free inspection · No upfront cost · Licensed & bonded · New, underpaid, and denied claims

Or call us directly: (844) 943-6673

Inspecting a Property for Damage and Filing an Insurance Claim

We will inspect your property, take photos, and measurements, and document every detail to ensure everything is accounted for.​

We will file your claim for you or submit all supplemental documentation if you already filed. 

What We Do For You

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